Dear Clients and Friends,

Spring is definitely in full swing here on the West Coast after a very mild winter.  While Toronto has seen its mix of sun and snow, we were very happy that for the first time our team didn't freeze our tails off in Toronto at the annual Prospectors and Developers Association Conference (PDAC) at the beginning of March.  It was great seeing many of you there!

The year started off with some very slippery footing in the financial markets with both the TSX and Dow coming off sharply in early January.  Fortunately we have seen more positive growth since then and hopefully this is an indication of improved markets for the remainder of the year.  And if the PDAC was any indication of the direction of the resource sector, it does seem that sentiments have changed and we could potentially be heading into a stronger commodities market.

We have a number of fun events planned over the next few months and so we hope to see you all in the days ahead!


Thomas O'Neill

In This Issue
Featured Articles:
Our Company

Products & Services 

Is it Time for a Change?

I had the pleasure of attending a number of conferences last year led by industry experts from various facets of the field... benefits plan management, healthcare management, and pharmaceutical innovation. In all of these sessions, there was one predominant theme - it is time for insurers and plan sponsors to reconsider the fundamental design of benefits programs to better meet the changing needs of today's diverse workforce.
(Read full article)

Guide Adult Children Towards
Financial Success
Saving is an important part of any financial plan, and starting early is key, but with so many new expenses for young people it often goes neglected. For those of you who have children approaching their mid-20s, you may find this article to be a useful tool when discussing personal finance with your children. Beginning a savings plan early in life not only creates greater wealth down the road, but it also helps develop a disciplined savings pattern. Continue Reading
5 Things to Consider
 When it comes to insurance planning there can be a lot to  consider, When should I get coverage? How much do I need? Do I even need coverage? But sometimes keeping it simple can go a long way in securing a successful future for you and your family.
Here are 5 quick considerations to remember when completing your insurance plan.


Client Spotlight: Global Payments

As a leading worldwide provider of payment processing services and solution, Global Payments is ideally suited to be your partner of choice. Our worldwide presence, strategic partnerships and exclusive focus on payment processing enable us to provide a broad range of products and services that help businesses, like yours, grow and innovate.

As the largest publicly-traded, independent acquirer in Canada, we serve a diversified base of retailers, restaurants, automotive and professional services, utilities, education, health care, lodging and government agencies, processing millions of transactions annually for over 100,000 merchant locations, including Bell, Lordco, Earls, Yellow Pages Group, The Keg, and Ticketmaster.

As your partner, we'll work one-on-one with you to develop a comprehensive payment processing solution that's just right for you and your customers. Our goal is to meet and exceed your day-to-day business needs and offer your business quality, customized solutions that offer flexible and convenient payment options for your customers. Our mutual objectives are to provide these services in the most cost effective and efficient manner possible.

For more information and exclusive deals, click here or contact:
Carol Watts, Business Development Manager
T: 604-828-8118 

Our Website Is Now Mobile-Friendly!

We are very excited to announce the launch of our mobile website. The redesign offers a simplified, pared down version of our full website to make it easier to find information on the go.  Please check out the new site on your phone or mobile device at

Thomas O'Neill & Associates Inc. |
Toll Free: 800.757.2799